- State and Local Housing Programs:
Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.
These programs typically offer:
- More relaxed qualifying guidelines
- Lower upfront fees
- Lower interest rate
- Fixed rate
ALSO The HomePath Financing Option enables someone to take advantage of purchasing a Forclose Home without the need for Deep Pockets such as an Investor Might Have. HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low downpayment, flexible mortgage terms, no lender requested appraisal and no Mortgage Insurance. Expanded Seller contributions to closing cost are allowed.
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